About nathan

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So far nathan has created 10 blog entries.

What is the perfect vacation?

The scientific answer is that the perfect vacation is one you anticipate. Studies have found that vacationers are happiest when they are counting down the days until they leave. That’s good news for people who like planning for vacations and [...]

Financial Planning|

Is inflation deflating your purchasing power?

Inflation is defined as a sustained rise in the general level of prices so when inflation increases, you may be affected by the rising prices of things you buy every day such as food, gas, or utilities. if the inflation [...]

Financial Planning|

Are you saving enough?

A recent survey found that fewer Americans are saving today than were saving in 2010, the year after the recession ended. The Executive Director of the Consumer Federation of America and a founder of America Saves, one of the groups [...]

Financial Planning, Retirement|

Streching an Inherited IRA

When an owner establishes an IRA correctly, his or her beneficiaries may be able to take distributions over an extended period of time — stretching the IRA. As a result, the assets in the IRA may have an opportunity to [...]

Endangered species: defined benefit pension plans

In the past, companies offered defined benefit pension (DB) plans as a means of attracting and retaining skilled employees. Typically, these were funded and invested by the employer, and benefits were determined by an employee’s income and tenure. […]

What type of investor are you?

The 2012 Household Financial Planning Survey1 found that even in uncertain economic times, people with well- defined financial plans tend to reap a variety of benefits. The study identified four types of investing […]

Financial Planning, Investments|

The silver lining of tax time

For many Americans, tax season is filled with grumbles and procrastination. Once you finally get motivated, however, you may discover the silver lining: it’s a great time to review your progress toward your financial goals.   Completing your tax forms [...]

Financial Planning, Taxes|

IRAs Are Versatile Tools

Anthropologists have long said that using tools is a sign of higher intelligence because it shows an understanding of the relationship between an object and its effect. The same can be applied to financial matters. For example, money was created [...]

Make Sure You Get Your Refund

One of the latest targets for cybercrime is the Internal Revenue Service. Identity thieves have been using stolen Social Security numbers and other personal information to file fake tax returns and collect undeserved refunds. The number of criminal investigations by [...]

Financial Planning, Taxes|

How Do You Handle Market Volatility?

During the past year, markets have fallen and rebounded like bungee jumpers. The emotion evoked by volatile markets may divert some investors from their long-term financial goals. Those who stay focused, however, may find some terrific […]

Financial Planning, Investments|