Streching an Inherited IRA

When an owner establishes an IRA correctly, his or her beneficiaries may be able to take distributions over an extended period of time — stretching the IRA. As a result, the assets in the IRA may have an opportunity to [...]

Endangered species: defined benefit pension plans

In the past, companies offered defined benefit pension (DB) plans as a means of attracting and retaining skilled employees. Typically, these were funded and invested by the employer, and benefits were determined by an employee’s income and tenure. […]

What type of investor are you?

The 2012 Household Financial Planning Survey1 found that even in uncertain economic times, people with well- defined financial plans tend to reap a variety of benefits. The study identified four types of investing […]

Financial Planning, Investments|

IRAs Are Versatile Tools

Anthropologists have long said that using tools is a sign of higher intelligence because it shows an understanding of the relationship between an object and its effect. The same can be applied to financial matters. For example, money was created [...]

How Do You Handle Market Volatility?

During the past year, markets have fallen and rebounded like bungee jumpers. The emotion evoked by volatile markets may divert some investors from their long-term financial goals. Those who stay focused, however, may find some terrific […]

Financial Planning, Investments|